Preheat oven to 350° F and line regular sized muffin pans with liners.
In a large bowl, mix together flour, oats, almond meal, baking powder, baking soda, salt, and cinnamon.
In a medium bowl, whisk together eggs, sugar, oil, and vanilla. Mix in the apple. Add apple mixture to flour mixture and stir until just combined. Gently fold in the carrots and coconut. Spoon into muffin cups, they will be filled to the brim and perhaps heaping. Sprinkle tops with oats if desired.
Bake for 24-26, until the top is settled and a toothpick inserted into the middle comes out clean. Let cool for 5-10 minutes and then transfer to a cookie rack. Enjoy!